Built to give Texas businesses the same carriers, advice, and advocacy that Fortune 500 clients get. Houston-based, MBE-certified, and fully independent.
Talk to SabrinaFranklin Insurance Solutions LLC was founded in Houston on a simple thesis: small and mid-sized businesses deserve the same caliber of commercial insurance brokerage that the largest enterprises get, without the bureaucracy, slow quote turnarounds, or feeling like just another policy number.
Founder Sabrina Franklin spent years inside the commercial insurance industry watching well-run businesses get pushed into one-size-fits-all coverage that did not actually protect what they were building. The reasons were always the same: not enough carriers shopped, not enough underwriting time spent, not enough advocacy when claims hit.
So she built something different. Franklin Insurance Solutions is an independent brokerage with access to 30+ A-rated carriers across commercial lines, cyber, professional liability, surety bonds, and group benefits. Sabrina personally walks every client through their coverage, their exposures, and their options.
We shop coverage across a wide network of A-rated commercial carriers, not the three or four a captive agent is locked into. More options means better price and better fit.
You do not get handed off to a service rep after the policy binds. Sabrina is your point of contact for renewals, mid-term changes, claims advocacy, and risk reviews for the life of the relationship.
Our underwriting submission process is built for fast turnaround. Prequalification letters for surety bonds typically come back the same week.
If a coverage line is not right for your business, we say so. If a carrier quote is overpriced, we show you. Recommendations are based on your exposure, not on commission.
Carrier markets move. Your business changes. We benchmark your renewal against the market every year so you are never stuck paying last year's price for this year's risk profile.
Headquartered in Houston and licensed across Texas and additional states. We know the local market, the local underwriters, and the regulators we file with.
A boutique brokerage with enterprise-grade carrier relationships.
We handle the full commercial insurance stack so you have one firm and one phone number.
Commercial General Liability, products & completed operations, premises liability — the foundational layer of any business risk program.
First-party breach response, third-party liability, ransomware, social engineering, and tech E&O for businesses that run on data and systems.
E&O and professional liability for consultants, advisors, accountants, designers, and other service businesses whose advice creates risk.
Contract, performance, payment, commercial, and fidelity bonds for contractors, licensed trades, and regulated businesses.
Employer-sponsored health, dental, vision, and ancillary benefits — structured to attract and retain employees without overpaying.
BOP, commercial auto, umbrella/excess, workers' comp, and inland marine — the full stack under one roof.
Construction contractors and trades. Professional services firms (legal, accounting, consulting, design). Healthcare practices. Technology and SaaS companies. Manufacturers and distributors. Family-owned businesses passing to the next generation. If your business is too small to have a full-time risk manager but too important to ignore, you are who we built this for.
No forms to fill out first. Call, email, or book a free 15-minute consultation and we will take it from there.
Talk to Sabrina