Bond Pre-Qualification Letter — Franklin Insurance Solutions
Surety Bonds › Pre-Qualification

Get Your Pre-Qualification Letter

Free, fast, and it's what project owners want to see before you bid. Most letters go out within one business day.

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What It Is

A Letter That Says You Can Be Bonded

A pre-qualification letter comes from a surety company and states the dollar amount of bonding capacity you qualify for — both per project and in total. General contractors and public agencies often ask for one before they'll let you bid.

It is not a bond. Nothing is filed and nothing is purchased. It's a statement of what you'd be approved for if you did need a bond. There's no cost and no obligation.

Who this is for

Contractors bidding on construction work — general, sub, public, or private. If you're looking for a license bond, notary bond, court bond, or any other non-construction bond, you want the bond directory instead.

Before You Start

Have These Ready

The application moves quickly if you have this on hand. Nothing here is unusual — it's what every surety asks for.

  • Business financials — last three fiscal year-end statements. CPA-prepared is best, but internally prepared works for smaller capacity requests.
  • Current work-in-progress schedule — jobs underway, contract amounts, percent complete, and estimated completion dates.
  • Completed jobs list — your last few finished projects with contract values and owner names.
  • Contractor license number and the state it's issued in.
  • Personal financial statement for each owner with 10% or more ownership.
  • Bank line of credit information, if you have one.

Missing something? Start anyway. We can work with what you have and follow up on the rest.

How It Works

Three Steps

1

Complete the application

The form below is hosted by BondExchange, our surety partner. It takes about 10–15 minutes if you have your documents ready.

2

We review with underwriting

We take your file to the sureties that fit your trade and size, and negotiate the strongest capacity we can get you.

3

You get your letter

Emailed to you, usually within one business day. Forward it to the project owner and go bid the job.

Ready to Start?

The application opens in a new window. If you get stuck on any question, call us — we'll walk through it with you.

Start Pre-Qualification Application →

Questions first? Call (832) 590-3955 or email [email protected]